Ocala, FL Types Of Workers’ Compensation Cases
Workers’ compensation is a safety net for employees who are injured in the workplace or while performing job-related tasks. It applies to a wide variety of injuries and situations, including these six common causes. If you’ve been injured in a workplace accident, contact Schatt, McGraw, Rauba & Mutarelli to discuss your workers’ comp case with an experienced Ocala attorney.
Common Causes Of Workers’ Comp Claims
Workers’ compensation laws provide benefits to injured workers in cases caused by employer negligence. Employers are still responsible for providing safe working conditions, but the responsibility is dictated by workers’ comp regulations. Otherwise, an injured worker would have the burden of proving employer negligence caused the injury in a lawsuit. Under workers’ compensation laws, negligence by the employer, and usually, the employee isn’t relevant.
Injury Caused By Equipment
Workplace equipment injuries can occur for various reasons, such as improper maintenance or repair of the equipment. Or, the equipment may have a latent manufacturing defect that was otherwise unknown. Workplace equipment can be any type of equipment used in the workplace or worksite. Common examples include:
- Conveyor belts;
- Heavy machinery, such as forklifts and lawnmowers; and
- Ladders and/or scaffolding.
Whatever the cause, equipment injuries can cause serious injuries, such as broken bones, burns and lacerations, and limb amputations. Workers’ compensation benefits can provide respite for an equipment injury. Contact an Ocala attorney with Schatt, McGraw, Rauba & Mutarelli for help filing a workers’ compensation claim.
Overexertion can cover many types of injuries, including carrying, lifting, pulling, and/or pushing objects in the workplace. Because the types of injuries caused by overexertion are so wide-ranging, overexertion claims make up more than 25 percent of Florida workers’ comp claims. This type of injury is often the result of various factors, such as scant instructions or unsafe workplace conditions. The severity of an overexertion injury mostly depends on the worker’s capability at the time, along with the type of work being done. If you’ve suffered an overexertion injury, report the injury to your employer and seek medical attention right away.
Slips, Trips & Falls
Next to overexertion, slipping, tripping, and falling accidents in the workplace are the second most frequent cause of injury in a workplace. Twenty percent of all workplace injuries are due to slips, trips, and falls — accidents that can easily occur in any workplace. Prevalent types of slips, trips, and falls include:
- Falls from a ladder, machinery, or other heights;
- Tripping and/or falling because of a quick movement or uneven surface; and
- Slipping and falling due to spilled liquid or another type of slippery surface.
Injuries that often result from slip, trip, or fall include broken bones, sprained or strained muscles, and head trauma.
A vehicle accident that occurs while an employee is performing job-related tasks is generally covered by workers’ compensation. Examples of job-related tasks include:
- Driving a co-worker for job-related reasons;
- Completing a job-related errand; and
- Job-related travel with compensation from the employer.
Workplace violence can affect and be caused by customers, employees, and guests. According to the Occupational Safety and Health Administration (OSHA), each year nearly two million employees are victims of workplace violence. Workers’ compensation insurance covers injuries suffered during a workplace violence incident unless the employee was the initial physical aggressor.
What To Do After A Workplace Injury
- Notify your employer: Injured employees have 30 days after a workplace injury occurs to notify their employer of the injury. This action creates an accident report, which is used during the workers’ compensation process.
- Seek medical treatment: Ask your employer if there is a specific doctor or medical professional you should seek treatment with. Workers’ compensation insurance companies sometimes limit which medical providers they will provide coverage for, similar to in-network and out-of-network health insurance specifications. But, if the injury is severe enough, go to the nearest medical facility for immediate treatment.
- File a workers’ comp claim: Your employer has the option to not file a workers’ comp claim and if this occurs, you’re allowed to file a claim yourself. An Ocala lawyer with Schatt, McGraw, Rauba & Mutarelli can assist you with the filing process.
Workers’ Compensation Attorney In Ocala, FL
Workers’ compensation cases come in many different forms and the injuries from workplace accidents can be long-lasting. In return, workers' comp benefits can ease the financial and physical effects through medical impairment benefits and vocational rehabilitation. If you've been injured in the workplace, contact the workers' comp lawyers in Ocala, FL, with Schatt, McGraw, Rauba & Mutarelli. Our law firm has assisted many clients in filing for and receiving appropriate workers' compensation benefits.